Wherever your business operates, The Broker Shop puts your file in front of 50+ competing lenders so the right offer finds you fast. Same product menu. Same speed. Compliant disclosures for your state — handled automatically.
Browse to your state for local funding details, top industries we serve, and the teams we sponsor in your community.
The Broker Shop is a 2026 sponsor of MLB Spring Training clubs, ECHL hockey, NBA G-League basketball, and the Association of Pickleball Players National Tour. Every state above is sponsored — pro pickleball nationwide plus 18+ local teams across 19 states. Small business funding from neighbors, not faceless platforms.
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Same product menu coast to coast. We match you to whichever fits your situation best — not whichever pays us most.
Small business funding used to be hyper-local. The bank on your corner decided whether you could expand, hire, or buy that next piece of equipment — and if they said no, your options were thin. That's no longer true.
The Broker Shop works with a network of 50+ direct lenders licensed to fund businesses nationwide. When you submit one short application, your file goes to that entire network of competing lenders in parallel — not one lender at a time, not state by state. A trucking company in Wyoming sees the same offer set as one in New York. A restaurant in Mississippi gets the same MCA rates as one in California. Geography stops being a ceiling.
What does change by state are the legal disclosures on the offers themselves. California, New York, Virginia, Utah, Georgia, Connecticut, and a growing list of others all have specific commercial-finance disclosure rules — Truth-in-Lending-style requirements unique to each state. Our lenders comply with each. You receive the right disclosure for your state automatically; you don't have to know the difference.
Minimum requirements are consistent coast to coast: typically 6+ months in business, $10,000+ in monthly revenue, and a business bank account in good standing. Personal credit matters less than most owners assume — lenders weigh business performance heavily. We've closed deals for owners with 500 personal credit scores; we've also walked away from owners with 800 credit when the revenue didn't support the ask.
Our service is 100% free to the small business owner. No application fees. No broker fees. No retainers. The lender pays our commission only when your deal closes — and only the lender you choose to accept an offer from. If nothing fits, you walk away owing nothing. The pre-qualification process uses a quick application that won't affect your credit score.
Pre-qualify in 2 minutes with no obligation and no upfront fees. We're paid by the lender when your deal closes — never by you.
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